• ★ Netspend Wallet: Digital Bank
• ★ 2023-11-21
• ★ Questions & Answers

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About Netspend Wallet: Digital Bank

Daily spending just got a lot easier with a Netspend® Visa® Prepaid Card or a Netspend All Access® Account. With direct deposit, you have a convenient method to add funds to your acc while also getting paid up to Two days faster.(2) Use your card anywhere Visa® debit cards are accepted.

With the Netspend Mobile Application you can manage your acc wherever you go. You control everything right from your phone:
• Check your acc balance & transaction history.
• Pay in shop with your favorite mobile wallet
• Find reload spaces (3)
• Track spending with Anytime Alerts
• Netspend All Access customers earn up to 6.00% APY (5)

Your cash is safe with us: Card controls & FDIC insured.(6) In addition:
• No credit check (7)
• No activation fee (4)
• No minimum balance

Join the millions of customers who trust their cash with Netspend. Sign up today!

1 Services initiated with an external acc from an outside 3rd party may incur fees from that 3rd party to your external account. No cost for online or mobile Acc to Acc transfers between Netspend Accounts; a fee may apply to Acc to Acc transfers conducted through a Netspend Customer Service agent or other transfer types. See your Cardholder Agreement or Deposit Acc Agreement for details.

2 Based on comparison of our ACH processing policy vs. posting funds at settlement.

3 The Netspend Network is provided by Netspend Corporation & its authorized agents. Netspend is a licensed provider of cash
transfer services (NMLS ID: 932678). Netspend's licenses & related info may be found at www.netspend.com/licenses. Fees, limits, & other restrictions may be imposed by Netspend & other 3rd parties in connection with use of the Netspend Network.

4 While this specific feature is available at no cost, certain other transaction fees & costs, terms, & conditions are associated with the use of this Account. See the Cardholder Agreement or Deposit Acc Agreement for more details.

5 The optional Savings Acc linked to your All Access Acc is created available to Accountholders through Pathward®, National Association, Member FDIC. Interest is calculated on the Average Everyday Balance(s) of the Savings Acc & is paid quarterly.

If the Average Everyday Balance is $2,000.00 or less, the interest rate paid on the whole balance will be 5.87% with an annual percentage
yield (APY) of 6.00%.

If the Average Everyday Balance is more than $2,000.00, the interest rate paid on the portion of the Average Everyday Balance which exceeds $2,000.00 will be .49% with an APY of .50%, & the interest paid on the portion of the Average Everyday Balance which is $2,000.00 or less will be 5.87%. The APY for this tier will range from 6.00% to .60%, depending on the balance in the account.

The interest rates & APYs of every tier may change. The APYs were accurate as of 11/1/2023. No minimum balance to begin Savings Acc or get the yield(s). Savings Acc funds are withdrawn through the All Access Acc & transaction fees could reduce the interest earned on the savings account. Funds on deposit are FDIC insured through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00.

6 Upon successful activation & registration of the Card or Account, funds on deposit at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder s or Accountholder's funds held on deposit at Pathward, N.A.

7 Subject to card activation or Deposit Acc registration & ID verification. Terms & Costs Apply. Card issued or Deposit Acc established by Pathward®, N.A., Member FDIC.

Card may be used everywhere Visa debit cards are accepted.
© 2023 Netspend Corporation. All rights reserved worldwide. All other trademarks & service marks belong to their owners

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Netspend Wallet: Digital Bank Cheats, Hints, Way to Modify, How to Use & How to Win.